661-607-8945 Apply Now rperrenoud@bsmfunding.com Ryan Perrenoud Branch Manager NMLS # 250511 Licensed in AR, CA, FL, TX, AL Ryan is a seasoned mortgage lender with 20+ years of experience and an MBA in finance and accounting. He specializes in helping clients navigate first-time home purchases, refinances, construction and land loans, equity lines, and FHA/VA financing, delivering practical solutions with a strong focus on execution and results.