Originally from Myrtle Beach, South Carolina, I proudly served four years in the U.S. Navy as a Boatswain’s Mate stationed in Japan. That experience instilled in me the values of discipline, integrity, and commitment — qualities I now bring to every client interaction in the mortgage industry.
As a licensed Loan Officer, I’m passionate about helping individuals and families navigate one of the most important financial decisions of their lives. Whether you’re a first-time homebuyer, refinancing, or investing in property, my goal is to make the loan process smooth, transparent, and stress-free.
I’m excited to bring my military-honed work ethic and dedication to service into this new chapter, and I look forward to building strong, lasting relationships with my clients and team.
Let’s work together to make your homeownership goals a reality!
Over the years, I have been recognized as a top producer at each company I’ve worked at. During that time, I have originated hundreds of millions of dollars in residential loan volume by assisting thousands of clients purchase and refinance properties. My personal mission is to help as many people as possible, and with that goal in mind I focus my business on educating clients.
I pride myself on being a problem solver and helping those who have been turned away. I don’t believe in no’s, if anything, it’s just not right now. There’s always a light at the end of the tunnel with myself and Bayshore.
Why Mortgages? I have always had a passion for helping others. Buying a home or refinancing is often the largest financial transaction a person will ever make. I take pride in making what is often a stressful time, a quick and easy process for my clients. Seeing the smile on my client’s faces when we close, and reading positive reviews afterward is just the icing on the cake.
Fun Fact: I’m a youth mentor and basketball coach
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Garrett O’Brien is the Vice President of Mortgage Lending at Bayshore Mortgage, with 19 years of extensive experience in the mortgage industry. Known for his dedication to client success, Garrett has consistently guided borrowers through the complexities of mortgage lending, ensuring they receive tailored advice and superior service.
Beyond his professional achievements, Garrett is an avid sports enthusiast and a passionate community advocate. He actively supports veterans, firefighters, teachers, and all first responders through his involvement with Homes for Heroes, a nonprofit organization dedicated to assisting these essential community members. Garrett also plays a key role in organizing events and community service projects for first responders, demonstrating his commitment to giving back and making a positive impact. His blend of professional expertise and community dedication makes him a distinguished leader in the mortgage industry.
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Meet Harry Knapp, Your Trusted Mortgage Expert:
With years of experience in the mortgage industry, I have had the pleasure of helping countless individuals and families achieve their dream of homeownership, while also assisting many investors achieve enormous returns for their portfolios. As the Branch Manager for Bayshore Mortgage Funding in Charlotte, NC, my goal is to make the mortgage process as seamless and stress-free as possible. I pride myself on clear communication, timely updates, and a personalized approach to each client’s needs. My territory ranges across the Southeast, Texas, and California. It would be a pleasure to work with you on your next transaction.
Why Choose Me?
– Extensive Experience: Having closed a countless number of loans over the years, I bring a wealth of knowledge and a proven track record of successful mortgage transactions.
– Dedicated Consultation: My commitment is to you. I work tirelessly to understand your unique needs and tailor a mortgage product that fits your specific situation.
– Diverse Clientele: Whether you’re a first-time homebuyer, self-employed, an investor, or a builder, I have the specialized skills to navigate your unique financial landscape.
Who I Help:
– First-Time Homebuyers: Navigating the mortgage process for the first time can be daunting. I provide clear guidance and support from start to finish, ensuring a smooth journey to your new home.
– Self-Employed Clients: Understanding the complexities of self-employment income, I offer expert advice on securing unique mortgage options that help you maximize your buying power.
– Investors: With strategic insights into the real estate market, and a slew of programs that do not require income verification, I help investors find lucrative opportunities and the right financing to grow their portfolios.
– Builders: I partner with builders to streamline the financing process, making it easier to fund new construction projects and bring new homes to market.
Get Started Today:
Ready to take the next step towards homeownership or your next investment? Apply for a loan today and let’s work together to find the mortgage solution that’s perfect for you. Contact me directly at hknapp@bsmfunding.com or start your application online through our secure portal using the link below. Let’s achieve your goals together!
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!