Dedicated to helping individuals and families achieve their homeownership goals with confidence. Melinda is known for her personalized approach, clear communication, and commitment to making the mortgage process as smooth and stress-free as possible. Whether you’re purchasing your first home, refinancing, or investing in real estate, Melinda is passionate about providing expert guidance and exceptional service every step of the way.
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site.
Ryan is a seasoned mortgage lender with 20+ years of experience and an MBA in finance and accounting. He specializes in helping clients navigate first-time home purchases, refinances, construction and land loans, equity lines, and FHA/VA financing, delivering practical solutions with a strong focus on execution and results.
I have been in banking and mortgage for 10+ years. I was a top underwriter and then a top loan officer in this country. My time I have spent working through many situations has taught me how to deliver top notch service and results for my agents and clients!
I became a loan originator because I believe homeownership should be an empowering and transparent experience not a confusing one. With over 5 years of experience navigating both the California and Texas real estate markets, I specialize in helping clients understand every step of the mortgage process so they can make confident, informed financial decisions.
At Bayshore Mortgage Funding, I’m proud to work for a company that values integrity, education, and long-term relationships over short-term transactions. Whether you’re a first-time buyer, refinancing for better terms, or expanding your investment portfolio, my goal is to tailor financing that fits your life not just your loan application.
I take pride in breaking down complex lending terms into clear, actionable guidance so you can move forward with clarity and peace of mind. My approach is simple: listen first, educate second, and deliver results that align with your goals.
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Garrett O’Brien is the Vice President of Mortgage Lending at Bayshore Mortgage, with 19 years of extensive experience in the mortgage industry. Known for his dedication to client success, Garrett has consistently guided borrowers through the complexities of mortgage lending, ensuring they receive tailored advice and superior service.
Beyond his professional achievements, Garrett is an avid sports enthusiast and a passionate community advocate. He actively supports veterans, firefighters, teachers, and all first responders through his involvement with Homes for Heroes, a nonprofit organization dedicated to assisting these essential community members. Garrett also plays a key role in organizing events and community service projects for first responders, demonstrating his commitment to giving back and making a positive impact. His blend of professional expertise and community dedication makes him a distinguished leader in the mortgage industry.
Meet Harry Knapp, Your Trusted Mortgage Expert:
With years of experience in the mortgage industry, I have had the pleasure of helping countless individuals and families achieve their dream of homeownership, while also assisting many investors achieve enormous returns for their portfolios. As the Branch Manager for Bayshore Mortgage Funding in Charlotte, NC, my goal is to make the mortgage process as seamless and stress-free as possible. I pride myself on clear communication, timely updates, and a personalized approach to each client’s needs. My territory ranges across the Southeast, Texas, and California. It would be a pleasure to work with you on your next transaction.
Why Choose Me?
– Extensive Experience: Having closed a countless number of loans over the years, I bring a wealth of knowledge and a proven track record of successful mortgage transactions.
– Dedicated Consultation: My commitment is to you. I work tirelessly to understand your unique needs and tailor a mortgage product that fits your specific situation.
– Diverse Clientele: Whether you’re a first-time homebuyer, self-employed, an investor, or a builder, I have the specialized skills to navigate your unique financial landscape.
Who I Help:
– First-Time Homebuyers: Navigating the mortgage process for the first time can be daunting. I provide clear guidance and support from start to finish, ensuring a smooth journey to your new home.
– Self-Employed Clients: Understanding the complexities of self-employment income, I offer expert advice on securing unique mortgage options that help you maximize your buying power.
– Investors: With strategic insights into the real estate market, and a slew of programs that do not require income verification, I help investors find lucrative opportunities and the right financing to grow their portfolios.
– Builders: I partner with builders to streamline the financing process, making it easier to fund new construction projects and bring new homes to market.
Get Started Today:
Ready to take the next step towards homeownership or your next investment? Apply for a loan today and let’s work together to find the mortgage solution that’s perfect for you. Contact me directly at hknapp@bsmfunding.com or start your application online through our secure portal using the link below. Let’s achieve your goals together!