I have been in the mortgage industry since the beginning of 2020 and became a licensed loan officer in 2023, proudly serving my community by helping individuals and families achieve their homeownership goals. As a loving wife and mother of two beautiful little girls, I understand the importance of finding the right home and the impact it has on a family’s future. There is nothing more rewarding than guiding someone through the mortgage process—especially when helping those who once thought homeownership was out of reach or assisting clients in finding a loan that better fits their needs. My goal is to provide a smooth, supportive experience while helping turn dreams into reality.
Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Bayshore Mortgage Funding you’re in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team. We’re here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
I am a mother of five and a grand of five as well. I’ve been in financing for 24 years . I have worn many hats in the industry from loan officer to closer, secondary compliance trainer, etc. This is a field that I know and love.
I have been in banking and mortgage for 10+ years. I was a top underwriter and then a top loan officer in this country. My time I have spent working through many situations has taught me how to deliver top notch service and results for my agents and clients!
Originally from Myrtle Beach, South Carolina, I proudly served four years in the U.S. Navy as a Boatswain’s Mate stationed in Japan. That experience instilled in me the values of discipline, integrity, and commitment — qualities I now bring to every client interaction in the mortgage industry.
As a licensed Loan Officer, I’m passionate about helping individuals and families navigate one of the most important financial decisions of their lives. Whether you’re a first-time homebuyer, refinancing, or investing in property, my goal is to make the loan process smooth, transparent, and stress-free.
I’m excited to bring my military-honed work ethic and dedication to service into this new chapter, and I look forward to building strong, lasting relationships with my clients and team.
Let’s work together to make your homeownership goals a reality!
About Me
Despite the challenges of the economy, you can buy a home right now. You just need the guidance of a top Loan Officer. I have helped countless people achieve their dreams of homeownership. I’ll answer all your questions and outline all your options—empowering you as a buyer, while finding you your perfect loan. Whether you’re a first-time homebuyer, refinancing your current home, buying a second property or investment, it is important to keep in mind that while this may feel like a strenuous process, I am here to guide you into a smooth, and stress-free experience.
I am a Florida Native, when I am not helping my clients achieve their homeownership goals I enjoy off-roading in Jeeps, ATVS and UTVS, attending car shows and being in the water with my husband and son – anything that allows me to spend time with my family.
With 15 years in the financial services industry, it is important to me to develop a trustworthy relationship with my clients. I believe my attention to detail, strong communication skills and knowledge in lending helps me assist my clients with their mortgage needs and fit them to the right program to help them achieve their financial goals. I will always work diligently to ensure the home buying process is as smooth as possible and I am happy to answer any questions along the way, all of which allows me to provide the best service and expertise that clients deserve. My team and I are always available and happy to help. Now more than ever, you need the best!
Meet Harry Knapp, Your Trusted Mortgage Expert:
With years of experience in the mortgage industry, I have had the pleasure of helping countless individuals and families achieve their dream of homeownership, while also assisting many investors achieve enormous returns for their portfolios. As the Branch Manager for Bayshore Mortgage Funding in Charlotte, NC, my goal is to make the mortgage process as seamless and stress-free as possible. I pride myself on clear communication, timely updates, and a personalized approach to each client’s needs. My territory ranges across the Southeast, Texas, and California. It would be a pleasure to work with you on your next transaction.
Why Choose Me?
– Extensive Experience: Having closed a countless number of loans over the years, I bring a wealth of knowledge and a proven track record of successful mortgage transactions.
– Dedicated Consultation: My commitment is to you. I work tirelessly to understand your unique needs and tailor a mortgage product that fits your specific situation.
– Diverse Clientele: Whether you’re a first-time homebuyer, self-employed, an investor, or a builder, I have the specialized skills to navigate your unique financial landscape.
Who I Help:
– First-Time Homebuyers: Navigating the mortgage process for the first time can be daunting. I provide clear guidance and support from start to finish, ensuring a smooth journey to your new home.
– Self-Employed Clients: Understanding the complexities of self-employment income, I offer expert advice on securing unique mortgage options that help you maximize your buying power.
– Investors: With strategic insights into the real estate market, and a slew of programs that do not require income verification, I help investors find lucrative opportunities and the right financing to grow their portfolios.
– Builders: I partner with builders to streamline the financing process, making it easier to fund new construction projects and bring new homes to market.
Get Started Today:
Ready to take the next step towards homeownership or your next investment? Apply for a loan today and let’s work together to find the mortgage solution that’s perfect for you. Contact me directly at hknapp@bsmfunding.com or start your application online through our secure portal using the link below. Let’s achieve your goals together!
Carl Lemaster strives to bring value to customers by offering client-focused financial products and services. He proudly served as a Quartermaster in the U.S. Navy and specializes in VA home loans, a program available to active duty military and veterans that allows eligible borrowers to obtain 100% financing. Carl ensures that his customers are always taken care of and makes himself available even on the weekends..