Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Hello! I’m Josh Pennebaker, a dedicated mortgage professional with 9 years of experience in helping individuals and families achieve their dream of homeownership. At Hometown Mortgage, based right here in Kansas City, I take immense pride in treating my clients like family, ensuring you feel supported and informed every step of the way.
My journey in the mortgage industry has been driven by a passion for financial empowerment and a commitment to exceptional customer service. Whether you’re a first-time homebuyer or looking to invest in property, I am here to guide you through the process with personalized advice tailored to your unique financial situation.
Why Choose Me?
With nearly a decade of experience in the mortgage industry, I have honed my skills and knowledge to provide you with the best possible service. Here’s why choosing me can make a difference:
- Expertise and Knowledge: My extensive experience has equipped me with a deep understanding of various mortgage products and the intricacies of the home buying process. I’ll help you navigate through the options to find the best fit for your needs.
- Personalized Service: At Hometown Mortgage, we believe in a personalized approach. I take the time to understand your financial goals and work closely with you to create a plan that aligns with your needs.
- Strong Relationships: Over the years, I have built strong relationships with realtors, appraisers, and underwriters. This network allows me to streamline the mortgage process and provide you with a seamless experience.
- Commitment to Customer Satisfaction: Your satisfaction is my top priority. I am dedicated to providing clear communication, prompt responses, and ongoing support to ensure a smooth and stress-free mortgage journey.
Passion for First-Time Home Buyers
Working with first-time home buyers is a particular passion of mine. There’s something incredibly rewarding about helping someone purchase their first home and witnessing the excitement and joy it brings. I understand that the process can be overwhelming, and I’m here to make it as simple and stress-free as possible.
I believe in education and empowerment. I’ll take the time to explain each step, answer all your questions, and provide the guidance you need to make informed decisions. My goal is to make your first home buying experience not just successful, but also enjoyable.
My name is Alex Lubrecht and I am a Mortgage Loan Originator for Bayshore Mortgage Funding. I specialize in helping first time and move up buyers secure financing for their new homes. I enjoy using my skills to create a superior experience that provides my clients with confidence as they move through their homebuying journey. I believe that communication is the key to great service and my focus is to make sure that every client understands what they can expect before, during and after the home buying process. Buying a home can be an emotional rollercoaster, so my goal is to make this process as seamless and enjoyable as possible.
I became a Mortgage Loan Originator in 2017, after spending 7 years as an elementary school teacher in Wilmington, NC. Now living with my family in Northern Virginia, I work with all types of homebuyers, including Veterans, government employees, teachers, medical professionals, and more. Northern Virginia encompasses a huge variety of homebuyers, with more and more people moving here every day, excited for all the NoVa economy has to offer. Married to a Veteran, I have both personal and professional experience with VA home loans, and love getting to help Veterans become homeowners in my area. I hope to be part of your next homebuying story!
Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Bayshore Mortgage Funding you’re in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team. I am a 30+ year veteran of the mortgage industry and bring tons of experience to your transaction. I pride myself with strict adherence to detail and making sure I meet all of your needs in purchasing or refinancing. I am also a veteran of the US Armed Forced having served in the Infantry for 6 years. I hope that you will be so pleased with my service to you that you consider referring my services to your family, friends, or co-workers
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Welcome to my website. I look forward to using my expertise and 20 years of successful experience in the mortgage industry to work for you.
I have studied Business Law and Accounting. My dedication and strong commitment have helped thousands of families achieve their dreams. My outstanding closing record keeps Realtors, Attorneys, Buyers and sellers happy together with my hard work to close even difficult loans on time.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. I look forward to working with you.