Brian Oates

Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!

Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!

Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!

About Me

I am a Florida Native, when I am not helping my clients achieve their homeownership goals I enjoy off-roading in Jeeps, ATVS and UTVS, attending car shows and being in the water with my husband and son – anything that allows me to spend time with my family.

With 15 years in the financial services industry, it is important to me to develop a trustworthy relationship with my clients. I believe my attention to detail, strong communication skills and knowledge in lending helps me assist my clients with their mortgage needs and fit them to the right program to help them achieve their financial goals. I will always work diligently to ensure the home buying process is as smooth as possible and I am happy to answer any questions along the way, all of which allows me to provide the best service and expertise that clients deserve. My team and I are always available and happy to help. Now more than ever, you need the best!

Garrett O’Brien is the Vice President of Mortgage Lending at Bayshore Mortgage, with 19 years of extensive experience in the mortgage industry. Known for his dedication to client success, Garrett has consistently guided borrowers through the complexities of mortgage lending, ensuring they receive tailored advice and superior service.

Beyond his professional achievements, Garrett is an avid sports enthusiast and a passionate community advocate. He actively supports veterans, firefighters, teachers, and all first responders through his involvement with Homes for Heroes, a nonprofit organization dedicated to assisting these essential community members. Garrett also plays a key role in organizing events and community service projects for first responders, demonstrating his commitment to giving back and making a positive impact. His blend of professional expertise and community dedication makes him a distinguished leader in the mortgage industry.

Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!

Meet Harry Knapp, Your Trusted Mortgage Expert:

With years of experience in the mortgage industry, I have had the pleasure of helping countless individuals and families achieve their dream of homeownership, while also assisting many investors achieve enormous returns for their portfolios. As the Branch Manager for Bayshore Mortgage Funding in Charlotte, NC, my goal is to make the mortgage process as seamless and stress-free as possible. I pride myself on clear communication, timely updates, and a personalized approach to each client’s needs. My territory ranges across the Southeast, Texas, and California. It would be a pleasure to work with you on your next transaction.

Why Choose Me?

Extensive Experience: Having closed a countless number of loans over the years, I bring a wealth of knowledge and a proven track record of successful mortgage transactions.

Dedicated Consultation: My commitment is to you. I work tirelessly to understand your unique needs and tailor a mortgage product that fits your specific situation.

Diverse Clientele: Whether you’re a first-time homebuyer, self-employed, an investor, or a builder, I have the specialized skills to navigate your unique financial landscape.

Who I Help:

First-Time Homebuyers: Navigating the mortgage process for the first time can be daunting. I provide clear guidance and support from start to finish, ensuring a smooth journey to your new home.

Self-Employed Clients: Understanding the complexities of self-employment income, I offer expert advice on securing unique mortgage options that help you maximize your buying power.

Investors: With strategic insights into the real estate market, and a slew of programs that do not require income verification, I help investors find lucrative opportunities and the right financing to grow their portfolios.

Builders: I partner with builders to streamline the financing process, making it easier to fund new construction projects and bring new homes to market.

Get Started Today:

Ready to take the next step towards homeownership or your next investment? Apply for a loan today and let’s work together to find the mortgage solution that’s perfect for you. Contact me directly at hknapp@bsmfunding.com or start your application online through our secure portal using the link below. Let’s achieve your goals together!

Faith, family, relationships, and finance are the principals that lead my business and personal life!  Mortgages aren’t a one-size fits all solution.  Our goal is to serve and advise you based on your specific goals and circumstances, and we build custom mortgage plans that aim to match them the best way we can.  We invite you to get preapproved with us, consult with us, and ultimately close your next mortgage with us.  At the end of the day, we know it’s the relationships we build along the way that mean the most.  We help finance the purchase and refinance of primary residences, second homes, vacation homes, and investment properties.  We also specialize in bridge loans, land loans, HELOC’s, new construction, renovation loans, conventional, FHA, VA, and USDA.

Helping Dreams Come True – One Mortgage at a Time!

With years of experience in the mortgage industry, I’ve had the incredible pleasure of guiding countless individuals and families toward their dream of homeownership. But that’s not all; I’ve also helped many savvy investors achieve substantial returns for their portfolios. My ultimate goal? To make the mortgage process as seamless and stress-free as possible for everyone involved.

One key element of my approach is clear communication. Buying a home or securing an investment can be an intense and complicated journey, but it doesn’t have to be confusing! I pride myself on keeping my clients consistently updated with timely information. No one likes being left in the dark, especially when making such important financial decisions. When you work with me, you’ll always know what’s happening every step of the way.

Another cornerstone of my service is my commitment to a personalized approach for each client. Let’s face it: no two clients are the same. Whether you’re a young couple buying your first home or an experienced investor looking to expand your portfolio, your needs and goals are unique. That’s why I tailor my services specifically to fit YOUR situation. You aren’t just another file on my desk – you’re a valued client, and your dreams matter to me.

Lastly, let’s talk about making the mortgage process stress-free. Mortgages can be riddled with jargon, paperwork, and sometimes a few bumps along the way. But don’t worry – that’s where I come in. My job is to navigate these complexities, so you don’t have to stress about them. Think of me as your mortgage tour guide, making sure you enjoy the view without tripping over any hidden obstacles.

At the end of the day, your success is my success. I thrive on seeing my clients’ smiles when they receive their new house keys or when their investment starts yielding significant returns. It’s these moments that remind me why I do what I do. So, if you’re considering diving into the world of homeownership or investment, let’s make it happen together!

Feel free to reach out with any questions or to set up a consultation – I’m here to help make your dreams a reality!