Born In Southern California and raised in the tight-knit community of New Plymouth, Idaho, I’ve spent my life rooted in the Treasure Valley. My wife and I raised our family in Nampa, where we still call home today. When I’m not helping clients with their home-financing needs, you’ll find us out on the boat with our adult kids, up at the family cabin in the mountains, or sneaking away for the occasional beach escape.
I entered the mortgage industry in 2007 and haven’t looked back. For nearly two decades I’ve guided hundreds of families through one of the biggest financial decisions of their lives—whether it’s a first home in the Boise area, a vacation property on the Oregon coast, a retirement retreat in Arizona, or an investment purchase in California.
Our branch is proudly based in Meridian, Idaho, and I am licensed in Idaho, Arizona, Oregon, and California. My goal has always been simple: treat every client like family, explain the process clearly, and find the absolute best loan for their situation—no jargon, no pressure, just straightforward Idaho honesty.
Whether you’re buying, refinancing, or just exploring your options, I’d be honored to help you write the next chapter of your story. Let’s talk soon!
I became a loan originator because I believe homeownership should be an empowering and transparent experience not a confusing one. With over 5 years of experience navigating both the California and Texas real estate markets, I specialize in helping clients understand every step of the mortgage process so they can make confident, informed financial decisions.
At Bayshore Mortgage Funding, I’m proud to work for a company that values integrity, education, and long-term relationships over short-term transactions. Whether you’re a first-time buyer, refinancing for better terms, or expanding your investment portfolio, my goal is to tailor financing that fits your life not just your loan application.
I take pride in breaking down complex lending terms into clear, actionable guidance so you can move forward with clarity and peace of mind. My approach is simple: listen first, educate second, and deliver results that align with your goals.
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Meet Harry Knapp, Your Trusted Mortgage Expert:
With years of experience in the mortgage industry, I have had the pleasure of helping countless individuals and families achieve their dream of homeownership, while also assisting many investors achieve enormous returns for their portfolios. As the Branch Manager for Bayshore Mortgage Funding in Charlotte, NC, my goal is to make the mortgage process as seamless and stress-free as possible. I pride myself on clear communication, timely updates, and a personalized approach to each client’s needs. My territory ranges across the Southeast, Texas, and California. It would be a pleasure to work with you on your next transaction.
Why Choose Me?
– Extensive Experience: Having closed a countless number of loans over the years, I bring a wealth of knowledge and a proven track record of successful mortgage transactions.
– Dedicated Consultation: My commitment is to you. I work tirelessly to understand your unique needs and tailor a mortgage product that fits your specific situation.
– Diverse Clientele: Whether you’re a first-time homebuyer, self-employed, an investor, or a builder, I have the specialized skills to navigate your unique financial landscape.
Who I Help:
– First-Time Homebuyers: Navigating the mortgage process for the first time can be daunting. I provide clear guidance and support from start to finish, ensuring a smooth journey to your new home.
– Self-Employed Clients: Understanding the complexities of self-employment income, I offer expert advice on securing unique mortgage options that help you maximize your buying power.
– Investors: With strategic insights into the real estate market, and a slew of programs that do not require income verification, I help investors find lucrative opportunities and the right financing to grow their portfolios.
– Builders: I partner with builders to streamline the financing process, making it easier to fund new construction projects and bring new homes to market.
Get Started Today:
Ready to take the next step towards homeownership or your next investment? Apply for a loan today and let’s work together to find the mortgage solution that’s perfect for you. Contact me directly at hknapp@bsmfunding.com or start your application online through our secure portal using the link below. Let’s achieve your goals together!
I became a Mortgage Loan Originator in 2017, after spending 7 years as an elementary school teacher in Wilmington, NC. Now living with my family in Northern Virginia, I work with all types of homebuyers, including Veterans, government employees, teachers, medical professionals, and more. Northern Virginia encompasses a huge variety of homebuyers, with more and more people moving here every day, excited for all the NoVa economy has to offer. Married to a Veteran, I have both personal and professional experience with VA home loans, and love getting to help Veterans become homeowners in my area. I hope to be part of your next homebuying story!
A Berks County native, Ken brings with him 29 years of Mortgage and Finance experience. He is well known for his expert knowledge in the mortgage industry and the excellent customer service that he provides. Ken takes the time to ensure that every customer understands the process, the loan product being entered, and how things work. Ken takes the time to ensure that the interest of the customer is always front and center on every transaction. Ken is a proud father of two children and happily married, and lives with his family in Kutztown, PA. He also has a passion for coaching soccer to all ages and teaching the attributes of the game and how it can impact a child’s life. Ken also has a strong passion for all outdoor activities. His favorite quote is “Success is no accident, it is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do” – Pele.
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Zachary has used his experience and extensive knowledge in the lending field to help hundreds of clients achieve homeownership and financial success with real estate. Based out of Maryland but licensed in several states, Zac is a trusted local lender who has also helped clients all over the country. Mr. Hayes takes a white-glove approach to every transaction he is a part of, so you can be sure he will put your interests first and see your mortgage process seamlessly through to the finish line.