Hello! I’m Josh Pennebaker, a dedicated mortgage professional with 9 years of experience in helping individuals and families achieve their dream of homeownership. At Hometown Mortgage, based right here in Kansas City, I take immense pride in treating my clients like family, ensuring you feel supported and informed every step of the way.
My journey in the mortgage industry has been driven by a passion for financial empowerment and a commitment to exceptional customer service. Whether you’re a first-time homebuyer or looking to invest in property, I am here to guide you through the process with personalized advice tailored to your unique financial situation.
Why Choose Me?
With nearly a decade of experience in the mortgage industry, I have honed my skills and knowledge to provide you with the best possible service. Here’s why choosing me can make a difference:
- Expertise and Knowledge: My extensive experience has equipped me with a deep understanding of various mortgage products and the intricacies of the home buying process. I’ll help you navigate through the options to find the best fit for your needs.
- Personalized Service: At Hometown Mortgage, we believe in a personalized approach. I take the time to understand your financial goals and work closely with you to create a plan that aligns with your needs.
- Strong Relationships: Over the years, I have built strong relationships with realtors, appraisers, and underwriters. This network allows me to streamline the mortgage process and provide you with a seamless experience.
- Commitment to Customer Satisfaction: Your satisfaction is my top priority. I am dedicated to providing clear communication, prompt responses, and ongoing support to ensure a smooth and stress-free mortgage journey.
Passion for First-Time Home Buyers
Working with first-time home buyers is a particular passion of mine. There’s something incredibly rewarding about helping someone purchase their first home and witnessing the excitement and joy it brings. I understand that the process can be overwhelming, and I’m here to make it as simple and stress-free as possible.
I believe in education and empowerment. I’ll take the time to explain each step, answer all your questions, and provide the guidance you need to make informed decisions. My goal is to make your first home buying experience not just successful, but also enjoyable.
I became a Mortgage Loan Originator in 2017, after spending 7 years as an elementary school teacher in Wilmington, NC. Now living with my family in Northern Virginia, I work with all types of homebuyers, including Veterans, government employees, teachers, medical professionals, and more. Northern Virginia encompasses a huge variety of homebuyers, with more and more people moving here every day, excited for all the NoVa economy has to offer. Married to a Veteran, I have both personal and professional experience with VA home loans, and love getting to help Veterans become homeowners in my area. I hope to be part of your next homebuying story!
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
25+ year mortgage industry veteran. Enjoy helping people and solving problems. Customer Service is a priority. Working with me gives you access to a large variety of financing options designed to meet the needs of the first-time homebuyer as well as the experienced owner. Owner Occupied, Vacation Home, and Investment financing as well as rate and term, debt consolidation and cash-out refinancing. Blessed to be a husband to an extraordinary wife and father of two brilliant daughters. Animal and sports lover.
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Meet Joel Cooper, Your Trusted Mortgage Professional:
-Having spent the past 21 years in the financial industry and dedicating the last decade to residential mortgage lending, I have seen it all!
-There is no scenario that I haven’t helped someone attain the dream of homeownership!
-I will bend over backwards to help simplify the process and guide you along the way.
-My goal is to make the mortgage process as seamless and stress-free as possible.
-I pride myself on clear communication, timely updates, and a personalized approach to each client’s needs.
-I am here when you need me. No office hours. If I’m awake, my phone is on!
Why Choose Me?
Every client brings a unique set of circumstances to the table. My extensive experience working with individuals and families coast to coast and border to border has given me the ability to adapt my expertise to fit your specific needs and situation.
I will diligently blend with your level of experience in homebuying, or lack thereof, and make you a valued member of the process. Ensuring you are kept in the loop and providing you with a real sense of what to expect along the way.
At Bayshore Mortgage Funding, we pride ourselves on doing things that other lenders won’t or can’t! We provide Conventional, FHA, USDA and VA loans; as well as offer Financial Assistance programs.
So, whether you are a first-time homebuyer or a seasoned pro… I’m here to help!
Your first step is to have a no-cost analysis of your individual set of circumstances.
Contact me directly at jcooper@bsmfunding.com or feel free to call/text at 614-582-5853.
You can also start your application online through our secure portal using the link below. That way, when we talk, we’ll have some very specific things to talk about.
Let’s make dreams come true!
Here to Help with all Your Mortgage Needs! I’m a phone call away. Reach via Phone, Email, or Apply Directly through My Site. Apply Now!
Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
With Bayshore Mortgage Funding you’re in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
We’re here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
A mortgage and loan professional with several years’ experience and knowledge to help you through the loan process. Helping you to find the right home at the right budget. Whether you are looking for your first home, downsizing, or simply looking to relocate I can help you with taking procession of your new property smoothly and without stress. Being prior service military, I pride myself in communication and going above and beyond in everything I do, so walking you through everything from interest rates to the cash to close needed at the title office I will always be available to speak. I make myself available after hours and on weekends with any questions or concerns you may have. Having a professional in your corner could make the difference between a stressful and overwhelming loan process, and a smooth one. Contact me today at 614-314-5672 and lets get you into the home of your dreams.