Ryan Perrenoud

Ryan is a seasoned mortgage lender with 20+ years of experience and an MBA in finance and accounting. He specializes in helping clients navigate first-time home purchases, refinances, construction and land loans, equity lines, and FHA/VA financing, delivering practical solutions with a strong focus on execution and results.

I have been in the mortgage industry since the beginning of 2020 and became a licensed loan officer in 2023, proudly serving my community by helping individuals and families achieve their homeownership goals. As a loving wife and mother of two beautiful little girls, I understand the importance of finding the right home and the impact it has on a family’s future. There is nothing more rewarding than guiding someone through the mortgage process—especially when helping those who once thought homeownership was out of reach or assisting clients in finding a loan that better fits their needs. My goal is to provide a smooth, supportive experience while helping turn dreams into reality.

Welcome to my website, and congratulations on taking the first step toward buying or refinancing your home. I’m excited to help guide you through the process and make it as clear and comfortable as possible. I’m passionate about helping people achieve homeownership and build long-term wealth through real estate. Whether you’re a first-time buyer or growing your investment portfolio, my goal is to provide guidance, clear communication, and a smooth experience from start to finish. With Bayshore Mortgage Funding, you’re in great hands. We offer a wide variety of loan programs, competitive rates, and a strong support team to ensure every detail is handled with care. I’m here to walk alongside you, answer your questions, and help you choose the loan that best fits your goals. I truly enjoy building relationships and working closely with my clients, not just for one transaction, but for the long term. I look forward to helping you take this next step with confidence.

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you! With Bayshore Mortgage Funding you’re in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team. We’re here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

I am a mother of five and a grand of five as well. I’ve been in financing for 24 years . I have worn many hats in the industry from loan officer to closer, secondary compliance trainer, etc. This is a field that I know and love.

I have been in banking and mortgage for 10+ years. I was a top underwriter and then a top loan officer in this country. My time I have spent working through many situations has taught me how to deliver top notch service and results for my agents and clients!