Originally from Myrtle Beach, South Carolina, I proudly served four years in the U.S. Navy as a Boatswain’s Mate stationed in Japan. That experience instilled in me the values of discipline, integrity, and commitment — qualities I now bring to every client interaction in the mortgage industry.
As a licensed Loan Officer, I’m passionate about helping individuals and families navigate one of the most important financial decisions of their lives. Whether you’re a first-time homebuyer, refinancing, or investing in property, my goal is to make the loan process smooth, transparent, and stress-free.
I’m excited to bring my military-honed work ethic and dedication to service into this new chapter, and I look forward to building strong, lasting relationships with my clients and team.
Let’s work together to make your homeownership goals a reality!
I became a loan originator because I believe homeownership should be an empowering and transparent experience not a confusing one. With over 5 years of experience navigating both the California and Texas real estate markets, I specialize in helping clients understand every step of the mortgage process so they can make confident, informed financial decisions.
At Bayshore Mortgage Funding, I’m proud to work for a company that values integrity, education, and long-term relationships over short-term transactions. Whether you’re a first-time buyer, refinancing for better terms, or expanding your investment portfolio, my goal is to tailor financing that fits your life not just your loan application.
I take pride in breaking down complex lending terms into clear, actionable guidance so you can move forward with clarity and peace of mind. My approach is simple: listen first, educate second, and deliver results that align with your goals.
Meet Harry Knapp, Your Trusted Mortgage Expert:
With years of experience in the mortgage industry, I have had the pleasure of helping countless individuals and families achieve their dream of homeownership, while also assisting many investors achieve enormous returns for their portfolios. As the Branch Manager for Bayshore Mortgage Funding in Charlotte, NC, my goal is to make the mortgage process as seamless and stress-free as possible. I pride myself on clear communication, timely updates, and a personalized approach to each client’s needs. My territory ranges across the Southeast, Texas, and California. It would be a pleasure to work with you on your next transaction.
Why Choose Me?
– Extensive Experience: Having closed a countless number of loans over the years, I bring a wealth of knowledge and a proven track record of successful mortgage transactions.
– Dedicated Consultation: My commitment is to you. I work tirelessly to understand your unique needs and tailor a mortgage product that fits your specific situation.
– Diverse Clientele: Whether you’re a first-time homebuyer, self-employed, an investor, or a builder, I have the specialized skills to navigate your unique financial landscape.
Who I Help:
– First-Time Homebuyers: Navigating the mortgage process for the first time can be daunting. I provide clear guidance and support from start to finish, ensuring a smooth journey to your new home.
– Self-Employed Clients: Understanding the complexities of self-employment income, I offer expert advice on securing unique mortgage options that help you maximize your buying power.
– Investors: With strategic insights into the real estate market, and a slew of programs that do not require income verification, I help investors find lucrative opportunities and the right financing to grow their portfolios.
– Builders: I partner with builders to streamline the financing process, making it easier to fund new construction projects and bring new homes to market.
Get Started Today:
Ready to take the next step towards homeownership or your next investment? Apply for a loan today and let’s work together to find the mortgage solution that’s perfect for you. Contact me directly at hknapp@bsmfunding.com or start your application online through our secure portal using the link below. Let’s achieve your goals together!
Meet Lamar Grant, Your Local Trusted Mortgage Expert:
I am a native of North Carolina, in which I was born and raised here. I have extensive knowledge of the territory of North and South Carolina in which I focus my efforts to those that are looking to make this their home.
With my many years of experience in the mortgage industry, I have helped individuals along with their families to become Homeowners. Every family has their own goals and special circumstances that require someone who has extensive knowledge of a large variety of mortgage loan programs, so that they have options no matter what those circumstances may be. I am that someone who can cater to those needs whether you are a First Time Homebuyer or a Seasoned Veteran looking for your first dream home or your tenth. We have programs available for you to buy a secondary or vacation home, or for that savvy investor who knows housing is one of the best investments that tends to grow substantially in value over time as well as generating more revenue for your family almost instantaneous.
As a Mortgage Loan Officer for Bayshore Mortgage Funding in Charlotte, NC, my goal is to make the mortgage loan process as smooth and seamless as possible. I dedicate myself to you to provide clear communication, timely updates, and a personalized approach to each client’s needs to make it a positive and stress free as possible.
We offer many options for Purchases and Refinancing for all residential properties.
Programs available:
– Conventional Conforming
– Conventional Non-Conforming
– FHA
– USDA
– VA
– Down Payment Assistance
– Construction to Perm
– Renovation Loans
– Cash-out Refinance
– Manufactured & Modular Homes
Give me a call today or click Apply Now to get Started. I can provide you with an evaluation of your current eligibility to become a homeowner today!